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If you haven’t heard of ASD (or Ad Surf Daily), you will!  It is experiencing a growth explosion and it’s membership has now exceeded the 100,000 mark.  Before joining I spent some time doing my own research, and found this to be a very real advertising company that is properly positioned for the long haul.  It has been structured to ensure stability, and the owner seems to be of the highest integrity.  They have done their legal “homework”, and seem to have all of the legalities in place to ensure their longevity.

So why are people flocking to ASD in droves?  Well, I’m sure that the fact that they have been around over a year now and are paying out rebates as promised certainly helps.  The other reason has to be the economy. As gas prices climb through the roof, many folks are seriously looking for a way to create some additional income.  Since products must be distributed to the retail stores, the price of everything is going up!  So what is a family to do to at least break even during these difficult times?

Well, we all know that programs to make money are circulating around on the internet like flies.  They are a dime a dozen, and most disappear within several months, and with much less fanfare than their initial launch.  They are simply here one day, and gone the next!  It is extremely difficult to know which ones are worth your time and energy.

I see ASD as a “breath of fresh air”, and the answer to the prayers of many American families.  Whether you have a website that you are trying to advertise, or want to simply advertise for others to take advantage of the huge rebate dollars you can receive, the potential for generating that extra cash certainly exists.  In fact, over time the rebates could grow into a “very nice” little nest egg.

Here is part of a Google article that I found while researching the company: 

Small Advertisers Win Big

“ASD is an advertising system that pays the members back rebates for every advertising dollar they spend.

Similar to how many of the credit card companies are now paying consumers a rebate to shop and charge on their credit cards.

Contrast that to going into a newspaper or magazine and place an ad, they would ask you what type of ad you wanted to place and then charge you the appropriate amount for the ad. When the ad runs you may or may not get business from it but your nominal marketing budget is blown away with the wind.

Andy Bowdoin’s Ad Cash Generator however, takes that original marketing budget and pays you back 125% of your advertising dollars in return for you surfing other advertiser’s web sites. It only takes a few minutes each day to earn your rebates. So, in reality, it takes less time than placing an ad in print medium.

Each day you are given the option of upgrading your rebates into new ad package purchases thereby compounding your advertising dollars.

In the long run you begin to make more money on your advertising than you actually began with!

This ingenious system is the most innovative marketing method to be developed in years. It will give most entrepreneurs a huge break on the cost of their advertising and no matter how much they have to begin advertising with, the budget can develop into serious advertising dollars in a fairly short amount of time.

Ad Cash Generator is a much more cost effective method for continuing to advertise your business than more conventional methods. It most certainly helps to level the playing field between the big boys and small entrepreneurs. In fact, Andy’s goal is to make this program the largest advertising medium on the internet within the next couple of years.

So in conclusion, there are many ways to advertise your business, but the Ad Cash Generator got this entrepreneur’s highest rating for being the most cost effective and efficient advertising medium available today.”

So whether you are looking for advertising, or simply looking for a way to utilize the companies rebates to pay off debt, grow your nest egg, or pay for that new economy car that gets 35 miles per gallon, then ASD is certainly worth looking at.

Simply go to www.DailyAdDollars.com  You can join for free, and then thoroughly check them out as a member.  The more I looked, the more excited I got. 

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If you are looking for a REAL home based business, then ITV Ventures definitely deserves a good hard look.  Their Remote Agent program has removed the biggest obstacle that plagues home based businesses:  finding customers that are interested in your products and/or opportunity.

 Imagine a program where your potential customer watches an “Oprah style” infomercial and something they hear gets them motivated enough to dial the 800 number on the screen…seconds later your phone rings and you speak with that “ready buyer” , take their order, and receive a tidy commission.  Since that buyer also agreed to receive monthly re-orders on the product, you will make that commission month after month after month…..that is true residual income.

Remote agents are making some great residual checks their first months in the business, and with all of the new products that ITV is planning this year, their business will continue to grow.  Did I mention that every customer is your customer for life?  That means that you will receive commission on each and every order and re-order that your customer EVER purchases through ITV.  Through the years that can be hundreds or thousands of dollars on a single customer.

This amazing business model allows the small home based business owner to “cash in” on an advertising that would never otherwise be available to them.  Most folks simply can’t afford to get TV exposure for their business, and if they do it’s in the form of a few seconds of time.  With ITV your small little “work from home” business gets the power of the TV Infomercial bringing customers to you.  What could be better than that?  No more bugging friends and family, and no more spending more money than you are making in advertising.  But instead a very real business model with real results.

Everyone should have a home based business to take advantage of the many tax deductions that are available to business owners.  In fact, you can get an instant “pay raise” from Uncle Sam as soon as you get started in your business.  Initially you can make money in your business, by saving money on your taxes.  ITV provides the perfect opportunity to write of those business items like your computer, internet connection, additional phone line, and office in the home.  Your attempt to make a profit can be easily documented through the record of calls that you have taken, making it perfect for those who want a way to reduce that tax bill as well.

When you take a good look at this business model you will see that it could quite possibly be the perfect home based business for 2008.

Get more information at http://www.perfecthomebusiness.tv, or on the corporate site at http://www.totalhealthstartshere.com

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The movie The Secret gave us some important tools that can be key to our success in manifesting our desires.  We learned that we need to continue to focus on “what is wanted”, instead of the reality that we have created by default.   We learned about vision boards, and how important they can be in helping us to stay focused, and also the role that those pictures can have on getting us to the place of “feeling” that we already have the objects of our desire.

Now there is some new amazing technology that can help us to take that process to a whole new level!  Now we can use computer software to create an awesome vision board that can incorporate the pictures and words that will display your new reality, as well as the music that can move you emotionally.  It’s truly awesome, and will allow you to have your vision  board with you on your computer as you travel, and even share your new vision with anyone you choose.

I had seen some programs that cost several hundred dollars where you supply the pictures, and they create the “vision” for you, but with this inexpensive software you simply follow the steps to easily create it yourself.   If you take the time to find the pictures that truly “speak to your heart” and also include the music that makes your soul sing, then you will have a tool that can take you from where ever you are, to living your vision, instantly.

Pick up a copy by clicking on the link below, and experience it for yourself.  You’ll be on your way to creating an incredible 2008.  Remember, the life of your dreams is waiting for you just on the other side of your thoughts..

http://www.visualizeyourgoals.com/cgi-bin/t.cgi?a=453886

 

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It’s not too late to save money on your 2007 tax bill!  If you normally get a refund, you can get a larger check, and if you normally have to write that check to the IRS on April 15th, you can write that check out for a much smaller amount, and keep more of your “hard earned” dollars.

So what can you do at this late date? Well, we all know that our tax code is written to favor business owners, and there is still time for you to be up and running in your own home based business.  You can write off all of your start up expenses as long as you are attempting to make a profit.  Computers, office equipment, internet connections, extra phone lines, home office, travel and entertainment, mileage and auto expenses…the list goes on and on.  If you can convert many of your day to day expenses to business deductions, you can experience a huge tax savings, and your new business will make you money (by saving you money) until it’s turning a good profit.

So what kind of a business can you get started at this late stage of the game without spending a fortune?  Well, there are a huge number of great options, but you don’t have time to get caught up in the paralysis of analysis with only a few days left in the year.  I would highly recommend that you take a good look at Financial Destinations, Inc.  Why?….because your only cost to get started would be the small cost to become a member, (around $200)  and their services are needed by EVERY American family today. 

Their Equity Trax system gives people a step-by-step plan to pay off all of their debts (including their mortgage) in 1/3 to 1/2 the time, using the money that they are currently paying.  They also have a product that helps folks to clean up their credit and raise that credit score so that they can save money. 

But their Money Trax system is the part that really makes sense if you want to save on your taxes.  They give you unlimited consultations with a CPA that will show you exactly how to set up your bookkeeping system and take advantage of the 100’s of deductions that are available to you in your home based business.  So their “product” is the exact service that you need to save money on those 2007 taxes.

Then as your business grows (and it certainly will with such a high demand for these services), you can continue to work with that CPA to set up the right business structure to ensure that you are always paying the least amount of taxes possible.

So if you are looking for the perfect way to slash your 2007 tax bill, and would love to help the average American family to become debt free and “financially fit”, then check out the FDI business opportunity movie at http://www.smarterwithmoney.com  The money that you are currently spending on unnecessary taxes and interest is the very money you are looking for to invest and grow wealth for you and your family.  Isn’t it time that you find out how to get that money back in your pocket?

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We all know that our mortgages are front-end loaded and that we pay the majority of the interest first - right? But do you now how much that is actually costing you? 

 Your 6% rate would only truly be 6% if you paid that mortgage for the full 30 years.  Most of us sell or refinance long before that.  In fact, most folks are selling or refinancing within the first 5 years, and paying an effective interest rate over 100%! And you thought credit card interest was high.

In the 1970’s the typical mortgage was only about $35,000.  Now we are financing over $200,000 on our homes, and the interest we are paying is huge!  It is stealing the money that you need to invest to grow wealth for you and your family.  If you are thinking “yeah but I need the tax deduction”, then think again.  When is it ever smart to give the mortgage company a dollar to save 35 cents on your taxes?  There is a much better way!  The tax deductions that are available to home based businesses would make much more sense, and anyone can have a small home based business.

The bottom line is that you need to pay off all of those debts as quickly as possible!  If you have enough equity in your home and decent credit then the MMA program from U1st Financial is a good bet.  You can get a free mortgage analysis by filling out the worksheet at www.u1stflorida.com/worksheet

If your credit isn’t that great or there isn’t much equity, then you need the services of Financial Destinations, Inc.  They will show you how you can still pay off that mortgage quickly and save hundreds of thousands of dollars - you can even pay off your car and your credit cards as well. 

With all those debts out of the way, they will show you how the “magic” of compounding interest can go to work for you (instead of the mortgage and credit card companies).  You will see that if you simply take those same dollars and invest them, then you can see the date that you can have $1,000,000 in the bank.  It’s not just a wish or a dream like winning the lottery, it’s simply putting your money and math together working for you.

You can check out their online movie at:    http://www.averageamericanmillionaire.com/prosperitypuzzle

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When you look at where you are financially, have you exceeded your expectations? Do you have the assets that you thought you would at this stage of the game?  If not, it could be that you are simply missing some of the necessary pieces in your “prosperity puzzle”.

Working, saving and investing worked in our parents generation, but today that plan simply won’t keep up.  Why?  Because much of what you are making is being eaten up by mortgage, auto loan and credit card interest…..and even if you don’t have much debt at all, taxes will eat up a big chunk.  No wonder there is never enough left to invest and put to work to grow weath for you and your family.

Your plan should include the following:

1) system to eliminate debt and interest

2) Home based business to take advantage of the tax breaks

3) Additional income stream

4) Investments that produce great returns

Whether you are just barely meeting all of your expenses, or simply know that you could be doing much better, you can be on your way to $1,000,000 in the bank with the right plan.

FDI can show you how to pay off any of your debts in 1/3 to 1/2 the time with the money that you are currently earning.  With that money back into YOUR pocket instead of your creditors, you will learn to put that money to work so that you don’t have to.  It’s not magic, it’s math - and they will do it all for you.

If you need the perfect home business to take advantage of all of the wonderful tax deductions, then imagine simply sharing a debt free lifestyle with others.  Every American family needs this information, and you can help them to find it.

The New Year is upon us.  You owe it to yourself and family to take control of your financial future and create the life you’ve been dreaming of.

http://www.smarterwithmoney.com

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Credit card bills, car payments, mortgage payments….all that interest is stealing from your future!  But now that you’re in this mess, what can you do to get out of it?

There truly is a way to “see a light” at the end of the tunnel, and pay off all of those debts in 1/3 to 1/2 the time, and without paying one more cent than you are paying now.   How is that possible?  Well, it’s all about the math, having a plan, and sticking to that plan.

If you do, you can be a cash millionaire with a $million in the bank, in the same amount of time that you would have simply paid those debts off.  Sound too good to be true?  Well, initially I thought so to, or at least thought that I could simply work my own plan, but I found a much better way.

It’s an amazing company called Financial Destinations, Inc.  They have a total financial services company and provide debt freedom as part of their Equity Trax system.  They will also get your credit score cleaned up, give you unlimited access to Certified Financial Planners,  show you how to legally save money on your taxes, and much, much more.

Now I’ll be totally debt free in 18 months!, and I’m saving FAR more than the cost of the service.  This isn’t some debt consolidation program, nor is it some creditor negotiation thing (but it that’s what you want, they will do that for you as well).  Instead it’s a step by step plan to eliminate all your debts and get you on your way to financial freedom.

If you know anyone with debts that they would like to pay off, credit issues, or the need to have someone help them with their finances, get this information to them as soon as possible.  It will truly change their lives.  We all deserve to be debt and worry free.

 http://www.mydebtfreedate.com/prosperitypuzzle

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With the holiday season comes extra expenses, and the majority of those are ending up as new credit card purchases.  After all, if you are already struggling to pay the existing bills, then where in the world are you going to get the money to buy that special gift for your lived ones?

If this is your situation, then don’t beat yourself up!  You are not alone, and there is a good reason why.  You see in our parents generation the average mortgage was only about $35,000, and even if they paid on their home for the whole 30 years, they would have only paid a total of about $70,000.  Today the average mortgage is over $200,000 and you will pay hundreds of thousands of dollars of interest alone.   Did you know that since your mortgage is front end loaded (you pay largely all interest first), that if you sell or refinance your home in the first 5 years that you paid an effective interest rate of over 102%!  No  wonder you can’t find any additional money to buy that gift.

Then there are all those credit card companies that use all sorts of tactics (including getting you confused with multiple cards from the same company) to get you to pay late fees and huge amounts of interest.

It’s a game that has new huge banks appearing on every corner, while the Average American Family struggles to make ends meet.

There is a better way!  You can pay off all of those debts in a fraction of the time and put that interest savings back into your own pocket!  Stop the insanity now, and make 2008 the year where you take back control of your financial future.   You deserve it!

http://www.mydebtfreedate.com/prosperitypuzzle

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If you have seen the movie, The Secret, then you are probably wondering why in the world you can’t seem to apply what you’ve learned. It feels so “right”, yet for many,  nothing much has changed.  When you truly KNOW that you create your own reality, then it’s really easy to “beat yourself up” for creating the same experience over and over! 

 If you are trying to create an abundance of dollars flowing into your experience, you probably are taking one step forward, and 2 steps back.  You spend time focused on “what is wanted”, visualizing with all of the emotion that you can muster, only to get sucked back into the reality of that late payment notice in the mail.  Bob Proctor has said that we need to get a debt management plan in place, know that it’s handled, and get back to focusing on prosperity and abundance.  If you don’t have a plan in place to get rid of all of those debts, then your money worries will constantly be working their way back in to the center of your attention.  Your primary focus will always be on “not enough”, and you will continue to create that situation perfectly!

Did you know that you can have all of your debts paid in full, (including your mortgage, car loans and credit card debt)  in 1/3 to ½ the time (or less), and save hundreds of thousands of dollars in interest?  You can do it without changing your job, your income, or your monthly budget.  It’s all about the math, and using every dollar that you are currently paying out, more efficiently.Once you know the exact date that your debts will be totally paid, you can work that plan and get back to focusing on total abundance.  It’s an incredible feeling to know exactly when those debts will be paid, and exactly how you are going to do it.  It’s truly empowering.  For the first time, you will feel like you are a good manager of your money, and that feeling sends a powerful message to the universe.  Dollars begin to flow, and the law of attraction can begin to open doors that you can’t even imagine.

And once your debts are paid, you will be surprised to see how fast those same dollars can grow when they are invested for you, instead of being paid to your creditors.  You can know the exact date that you will have a million dollars in your bank account!To get started on your own debt management plan, visit http://www.averageamericanmillionaire.com/prosperitypuzzle  

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Many families made it through most of those steps, and those who also saved and invested wisely did enjoy the fruits of their labor.

But that plan quit working 35 years ago! Job security no longer exists, and most of us will have several careers during our work life. Pension plans are only guaranteed for as long as the company is in business, and 401(k) monies can vanish in big chunks in this time of market uncertainty.

Taxes are eating up over 50% of our earnings, and many are using their homes as giant credit cards and “sucking out” all of their equity to pay off their debts. The average home price has gone from $35,000 to over $200,000, and with amortized mortgage loans, we will pay hundreds of thousands in mortgage interest.

Are you “puzzled” about the steps that you need to take to find true prosperity during these changing time? Are you missing crucial pieces that are necessary to make your picture of prosperity complete?

Welcome to my blog. It’s my goal to provide you with the practical action steps that you can take to experience abundance in all areas of your life. I will help you to discover that the life that you’ve been dreaming about is within reach, and simply waiting for you to claim it.

Together we will explore and locate each piece that may be missing from your “prosperity puzzle”, and complete the picture of your dream.

I look forward to our journey,

Debbie

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